Tag Archives: age

Aetna Health Insurance Offers Services to Every Age Group

December 4, 2011 – 2:29 am

There are more than 4,000,000 automobile accidents a year in the United States, and in within those accidents there are more than 40,000 deaths, and there are statistics that show that the average American is more than likely to get in at least one car accident in their life.

One thing you can do in order to keep the road network more safe is if you have a parent, or a grand parent who is still driving it is important to bring them to the registry of motor vehicles so that it can be determined if they are still able to drive safely and properly.

Many of these new senior citizens still continue to drive on a regular basis when some of them may not be safe while they are behind a wheel. The most common reasons why they are no longer safe behind the wheel is because they are more likely to have poor vision, or even ailments such as Dementia or Alzheimer’s disease, which can cause them to be disoriented.

There are rules being passed now in some states that require drivers over the age of 65 to go to the nearest registry of motor vehicles to undergo a driving test to make sure they are safe to drive. Although this isn’t mandatory in all states it is coming much more popular as the years progress. Not only will this help keep other drivers on the roads safe, but it will also help keep the driver safe.

Major reasons why many of these people continue to drive is because they do not know that their driving ability has been affected by their age. The most common reason why this happens is because many of these people do not have health insurance because they feel like it is too expensive for them to afford. Little do they know that with many companies such as Aetna Health Insurance there are many great deals available?

With Aetna Health Insurance you are able to choose the plan you want and then specifically tailor your plan to your personal needs. Aetna Health Insurance also has an extremely good customer service hot line so if any questions come up about the individuals health concerning their Aetna Health Insurance plans there are people ready and available to talk to over the phone.

California health insurance plans are designed keeping in mind the customer’s need and requirement. Basically, Indemnity and managed care plans are the two types of health insurance plans offered by most of the companies.

In the indemnity plan, a person gets the opportunity to select his/her choice of physician which will pay his medical expenses either partly or fully whereas; in managed care plans, a customer gets associate with large network of hospitals and physicians, who will take care of all the Medical treatment formalities.

Besides these two plans, health insurance can be obtainable in group or individual schemes depending upon the requirement. However, each plan has its own advantages it is suggested that after obtaining necessary information from various companies, then only health insurance plan will be purchased.

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Best Vitamins For Weight Loss

June 12, 2010 – 10:46 pm

Nv Weight Loss combined with Weight Loss Eating Plan including Lose Weight Program

Burning weight is a science but in this day and age it definitely is not a complex one. Here’s one thing that’s important. You may want to burn fat in a specific part of your body. You may want to burn stomach fat arm fat or anywhere else but the thing that you are going to have to do is to lose overall fat.

Loosing weight does not get any easier than this. Are you tired of all the weight loss options that just don’t work?

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Have you been trying to get quick weight loss but always ended up failing with your efforts? Well take just a quick 60 seconds out of your day to read this article and learn more about the best diet to get quick weight loss easily consistently and permanently.

If you’re looking for diets that work a high protein diet is often included in lists of best diets diet meals or a weight loss system. But is it really as good as some people make it out to be?

Looking for a remedy to eliminate your frustration in weight loss journey? Seeking a ray of hope to get rid of your disappointment? Can’t find any meaning to continue your workouts and dieting anymore? Weight loss success pictures can be your perfect solution to get all the support & mental strength you need to keep up a high level of motivation.

The best way to lose weight is not to crash diet or have bursts of exercise but to make slow changes. The best way to make these changes and stick to them is to make a weight loss program. This can be used to set out your targets how you are going to achieve them and changes as they occur.

There are so many different ways to lose weight. If you go on the internet there are hundreds if not thousands of different weight loss programs available. These programs range from the crazy no eating diets to the extreme workout routines. Normally after a while the garbage diet fads and lame workout routines fail but there are a few that stay around because they actually work. Below is a list of weight loss programs that have been around for a while and are proving to be very effective.

When you are putting together a plan to lose weight you will find that there are many occasions when weight loss pills are a part of it. These pills can be instrumental in helping you lose the weight that has been creeping on to you over an extended period of time and you will discover that it can be part of a weight loss plan just like a better exercise program. When you are looking to use weight loss pills you’ll find that they can complement a good exercise program but you have to think about whether not they are …

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health

Men?s Health ? Important Reasons Why Mens Health Should be Taken Seriously

June 9, 2010 – 9:06 pm

Men’s health is an important question that today everyone, not just men. It is increasingly important for people to take an active role in their health as they age than older your are, the more disease prone you become. The first step is knowing that you have an increased risk that, as you know what to look for. Of heart disease and stroke, cancer, some things to avoid, no matter what you try to do to avoid them. However, there are certain steps you can take toTo minimize your risk. There are also things you can do to catch potentially fatal diseases () for example, prostate cancer, before taking a chance in something that can not be dealt with, develop.

The first step, as any doctor will tell you, is the movement and proper nutrition. Fried chicken wings and nachos are not items that have a balanced diet, so try to eat more salads and lean protein. There are little substitutions you can drastically improve mensHealth. The next time you are shopping instead of buying ground meat that 15 percent fat choose a leaner version. It usually does not cost much more than a dollar a pound or so, and it is worth the health benefits to buy. Also instead of chicken that has a skin, choose the boneless, skinless Art It is easier to to cook and eat, plus you avoid a ton of extra calories and fat grams

Obviously, regular exercise will have a hugeImpact on the health mens. Regular checkups by a doctor really important, as this is how you screened for a variety of potential health problems. Furthermore, if you currently smoke or use smokeless tobacco, you should consider essential to leave. There are all kinds of programs that will help you kick the habit, including online and in person support groups and nicotine chewing gum and patches.

Two Best Exercises to Lose Weight Fast

June 9, 2010 – 6:25 pm

Exercises have been recognized as the “non-fail” factors for weight loss. If you want to lose many pounds of your weight then you should not missed up doing exercises. There are many exercises effective for losing weight but not all of them works. However, what would be the best exercise to lose weight? And among all the exercises which are the best exercises to lose weight quickly? Or have you tried exercising to lose weight before and it doesn’t workout any results for you? Or you are still confused whether you should go for diet before doing any exercises or maybe exercise first then follow by dieting or both starts at the same time? Well, no matter how many questions chalked your mind now, please take a minute or two to look at my three recommendations on the three best exercises to lose weight fast.

Jogging effective for weight loss and it also helps in improving health condition. Jogging also has been recognized as one of the best exercises to lose weight. Many reputable instructors have called jogging as the best exercise to lose weight fast. Jogging also is a universal exercise for all no matter you are in elderly age or just start schooling. Some people choose to jog in garden and some prefer to jog beside seaside. Jogging strengthen your muscles especially when it comes to specific body part like thigh and buttocks. Jogging also is the best exercises for calories burning. As per calories knowledge, 2700 kcal will be discarding from your fat if you managed to jog for 7km at one glance. Besides, jogging also is a good cardiovascular exercise. It provides oxygen for your body. As what we know, oxygen used to construct ox hemoglobin which crucial for body blood circulation and metabolism. Means you will feel refreshing and happy if your body receiving more oxygen. Same as swimming, the best period recommended for jogging is either on early morning or evening.

Swimming provides total exercises for body and it is a total fat burning exercises for your body. Swimming is the best exercise to lose weight. I’m sure no body will against my statement. Based on many clinical researches, if you swim 100 m two rounds in swimming pool per day, you managed to lose about 10lbs in a single month. Some people like to swim in in-house swimming pool whereas some prefer to swim at seas and pools. However, no matter where you choose to swim, the purpose of practicing best exercises to lose weight served. However there are many swimming styles that consist of different effects on weight loss. What you should pay attention now is select the best swimming techniques that can get you slim down fast. Some swimming style full in training your muscle but not on “smaller” your size. You got to alert on this point and it all depends on whether you want to look “slim and fit”, “slim but not muscle fit” or “not slim but fit”. So far the best swimming style that helps in weight loss is free style swimming. The best period recommended for swimming is on morning and before breakfast. This session slot is considered the best time due to your body tissue is starting to activate and metabolism process just begins.

With the two best exercises that I recommended earlier for weight loss, I’m sure you got some ideas that on which exercises you will go for to lose weight. Please bear in mind that don’t delay the action to go for exercises as what I mentioned before, without exercises, you will not go any far from you weight loss goal. Start identifying the best exercises to lose weight today and get rid of obese!

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Two Best Exercises to Lose Weight

June 3, 2010 – 6:25 pm

Exercises and diet are two main determinants of weight loss. You cannot lose weight without these two main factors. If you managed to lose weight through surgery (fat liposuction) also you need to maintain your weight later through diet and exercises. There’s no short cut for losing weight. In lieu with that, you need to practice strict diet and regular exercises to lose weight.

However, what are the best exercises to lose weight? And what are the best exercises to lose weight quickly? Or are you still searching of type of exercises to lose weight fast? Hence are those exercises to lose weight quickly providing any sight effects in long term? There are so many types of exercises that we know thus which one is the best to lose weight? Some exercise to lose weight is through in door whereas some are outdoors. Indoor exercises less required on oxygen intake whereas outdoor activities are more emphasis on oxygen taking. Outdoor exercises also called as cardio exercises. Based on recommendation from expert, cardio exercises are the best exercise to lose weight. However which exercises is the best exercises to lose weight? Let’s take a minute to think now.

Swimming

Swimming is a sport that attracts people of all ages. They are one of the most popular recreational sports that can be enjoyed by everyone. They are wide range of swimming sports inclusive of like water skiing, surfing, sailing, snorkeling, rowing etc. Swimming is an injury free sport and was found the best exercises to lose weight besides jogging. Swimming helps in burning calories. They provide total calories burning for our body. Swimming considered as the complete exercises that touched on every part of our body. Swimming involved muscle stretching of our body especially on certain body part like thigh, tummy and arm. Swimming also strengthen your breath navigation system for functioning well although you first intention to practice them is for exercises to lose weight fast. These exercises to lose weight take little time to practice but manage to produce results within shorten period. They are the best exercise to lose weight by all means. Thus the best time to practice swimming is on morning.

Jogging

Jogging is another “better” exercise to lose weight? Why I said jogging is the better exercises to lose weight quickly? Thus jogging is a type of cardio exercises that comprises of oxygen. As far as concern, cardio exercises are good for body as well as losing weight. Jogging effectively increases the speed of body metabolism. When your body metabolism become faster, more calories are burned. Throughout the calories burning process, you managed to cut your weight down. As such they are considered as the most healthy and best exercises to lose weight. Furthermore, jogging is the best exercises to lose weight for all. This referring to no matter which age level currently you are. Whether you are a grandfather or a teenager, jogging definitely is the best exercise to lose weight for you. Finally what I would like to stress here is the best time of jogging is on morning or evening. This is because of these two time slots provides the highest oxygen intake for your body.

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Individual Health Insurance Reform Future Proceedings Easy To Insure Me

June 2, 2010 – 9:46 pm

MARCH 26, 2010

This Week in Health Care Reform

Health care reform legislation passed the House this week on a party-line vote. Late Sunday night, House Democrats approved the Senate health care reform package, sending the legislation to President Obama for his signature. On Tuesday, President Obama signed the underlying bill into law, yet the House has yet to finalize the package of “fixes” that will alter the final implications of the legislation.

Health Care Reform Negotiations

House Democrats Pass Health Care Reform Package: The House of Representatives approved the Senate health care reform bill Sunday night by a vote of 219 to 212. The vote marks the climactic finale to a year-long debate over health care reform. In the final vote, 34 Democrats joined all House Republicans in voting against the measure. Shortly thereafter, the House also passed a package of “fixes,” by a vote of 220-211, that was sent directly to the Senate for its approval through reconciliation. On Tuesday, President Obama signed into law the Senate health care reform bill, called the “Patient Protection and Affordable Care Act.”

Republicans Force Senate to Send the Reconciliation Bill Back to the House: Shortly after the President signed the Senate bill into law, Senators began deliberations on the reconciliation bill. Reconciliation protocol restricts Senators to 20 hours of debate on the measure, but it does not limit the number of amendments that can be filed. In an expression of opposition to the bill, Republicans filed 29 amendments to the reconciliation package.

After 10 hours of continuous debate, Republicans were successful in eliminating two provisions related to college financial aid in the non-health care portion of the bill. The Senate parliamentarian ruled early Thursday morning that those two provisions violated the chamber’s rules, sending the legislation back to the House for a new vote. As a result, on Thursday afternoon, the Senate voted on the reconciliation bill without those two provisions and sent the bill back to the House for a vote on final passage. The House vote will likely come Thursday evening.

What Does This Health Care Reform Legislation Mean: While the health care reform bill extends insurance coverage to 32 million more Americans by 2019, the legislation has other far-reaching implications that will be phased in sooner, during a multi-year implementation period.

Several features of the new health care overhaul bill that would take effect in 2010 under the measure passed Sunday include:

* New product requirements beginning 6 months after enactment, including:
o Coverage for dependents up to age 26
o No lifetime maximum benefit limits
o And no cost sharing on preventive care for certain policyholders
* Temporary federal high risk pools;
* Tax credits for small employers; and
* Prohibition on pre-existing condition exclusions for children (beginning 6 months after enactment).

Most Americans will have until 2014 to purchase insurance or pay a penalty. Other elements of the bill that will not take effect until at least 2014 include insurance marketplaces called “exchanges”; rules requiring insurers to accept all applicants regardless of pre-existing conditions, and an expansion of state Medicaid programs.

A number of experts question whether health care reform will really drive down insurance premiums. America’s Health Insurance Plans ( AHIP), the trade group representing health insurers, outlines a series of concerns related to the legislation including a lack of provisions that address underlying health care costs, improve quality of care or ensure a stable risk pool. In addition, AHIP expressed concerns regarding new taxes on health coverage, which will likely increase premiums.

Additional Activities

Obama’s Executive Order on Abortion Funding: On Sunday afternoon, prior to the final House vote on health care reform, President Obama agreed to issue an Executive Order that would uphold the ban on federal funding for abortion . In so doing, he secured about a half-dozen votes from anti-abortion Democrats, led by Rep. Bart Stupak (D-MI), who previously opposed the legislation. On Wednesday, President Obama signed the Executive Order banning the government from spending federal money to pay for abortions through plans offered on the insurance exchanges created under the measure.

States Filing Lawsuit to Fight Provision of Health Care Reform Bill: In response to the new health care reform legislation, states across the country have filed lawsuits asking the courts to declare the law unconstitutional and to bar its enforcement. On Monday,Attorneys General in 13 states, led by Florida, filed a joint lawsuit claiming that the new health care reforms violate state government rights in the U.S. Constitution and will force massive new spending on hard-pressed state governments. Joining Florida in the suit are Alabama, Colorado, Idaho, Louisiana, Michigan, Nebraska, Pennsylvania, South Carolina, South Dakota, Texas, Utah and Washington.

At the same time, the Attorney General in Virginia filed a separate suit contending that Congress has exceeded its power in mandating that people buy health insurance. Virginia Attorney General Ken Cuccinelli argues that the new law’s requirement clashes with Virginia law that exempts citizens from federal fines imposed for not having health insurance.

Senate Voting to Extend COBRA Until May 5: Senate Democrats plan another short-term extension of unemployment aid this week, setting up a face-off with Republicans, who are vowing to fight the extension if the $10 billion cost isn’t offset with spending cuts. The bill, currently set to expire on April 5, would extend a series of emergency programs – including funding for unemployment insurance benefits and COBRA health coverage for the jobless – and would hold off a deep cut in reimbursement rates for doctors who serve Medicare patients. The long-term extension has already passed in both the House and Senate, but the two measures are not expected to be reconciled and sent to the President’s desk until after the Easter recess.

President Obama Heads to Iowa to Speak on Health Care: President Obama headed to Iowa on Thursday to increase support for his health care legislation. This was President Obama’sfirst trip out ofWashington since signing health care reform legislation earlier this week. He spoke at the University of Iowa, in the city where he first announced his health care proposal during the Presidential campaign.

Public Opinion

Most Americans Want Republicans to Fight Health Care Reform Bill: In a recent CBS News poll, 62 percent of Americans said they want congressional Republicans to continue challenging the bill, while 33 percent said they should not. Disapproval of the bill has remained steady, with 46 percent saying they disapprove, including 32 percent who “strongly” disapprove. A majority of Americans continue to say that they find the bill to be confusing and do not understand what it means for them or their family.

American’s Split on Health Care Reform Passage: In a recent USA Today/Gallup poll, 42 percent of Americans said they were angry or disappointed with the recent passage of health care reform legislation. When asked to reveal party affiliation, 79 percent identified themselves as Republicans.

Polling Shows Support for State Lawsuits Against Government: National polling reveals significant opposition to the individual mandate. In a newly released Rasmussen report , 53 percent of those polled oppose the new mandate requiring every American to buy or obtain health insurance. Further, 49 percent of voters are in favor of their state suing the federal government to fight the mandate. Fifty-one percent say individual states should have the right to opt out of the health care plan entirely.

Looking Ahead

After this week’s final health care reform vote, President Obama plans to travel the country in the next few months to discuss the new law. Republicans have begun their own discussions of the law, with an eye towards the November elections.

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7 Tips to Know if You Have a Healthy and Fit Body!

June 1, 2010 – 9:04 pm

Can a person be both fit and fat? With a national obesity rate of nearly 30 percent, this is a question that needs to be answered. People do not seem to be actively looking for ways to be thin, and just because a person is thin does not mean they are fit either. So who, really, has a healthy and fit body and how can we get there from where we are?

First of all, most people think you have to hit the gym in order to be the healthiest you can be, and this is just not true. Although exercise does nothing but enhance your health, fitness is not the only answer. It is not always about how you look. It is not always about how you eat. Just like everything else, having a healthy and fit body has many components.

Here are 7 Tips to know, once and for all, if you have a healthy and fit body!

Healthy and Fit Body Tips #1: Proper Nutrition
Providing your body with the right food and liquid is the most important component to your health. If you struggling with weight loss and the inability to get yourself fit, start with a change in your diet. Eating right does not mean eating less. A soy-based meal replacement once a day works for me, along with a few targeted supplements you can not find in food.

Even people who exercise all the time can not be totally fit if they grab a bag of potato chips over an apple. No matter what you look like on the outside, your inside is what matters the most. If your body is not getting right nutrition, you can not expect it to look and feel good. You are what you eat. Never forget that.

Healthy and Fit Body Tips #2: Muscle Mass
Our bodies require a certain percentage of muscle to stay healthy and meet the tasks of daily living. This varies per individual, but after the age of 30, our bodies lose muscle mass each year. The key to restoring this is resistance exercise to keep muscle mass. To age gracefully by being fit, keep your muscle mass percentage high.

Healthy and Fit Body Tips #3: Body Fat
This your total body weight that is composed of fat. 10 percent to 14 percent is considered good for men, and 14 percent to 18 percent is considered good for women. Being too far below it and above it both have health risks. Unless you’re a weight-dependent athlete or a fitness model, you should strive to fall into your category.

Healthy and Fit Body Tips #4: Aerobic Endurance
I bet you do not think about how well your body transports oxygen, right? From shoveling snow to running a marathon, aerobic activity is a good indicator of good aerobic fitness. Your cardiovascular goal for fitness is simple. Get your heart rate up and hold it, then bring it down without becoming short of breath.

Healthy and Fit Body Tips #5: Strength
How much force can your muscles generate? Your body needs to be able to move stuff, and you, around. Mass protects your body, strength moves it and keeps it from falling over. Strength training requires short bouts of high-intensity outputs, much different from aerobic activity. Strength training slows the aging process, so the stronger you are, the slower you age.

Healthy and Fit Body Tips #6: Balance
Life is no fun if you’re always toppling over. Your ability to maintain control of your center of gravity is important for obvious reasons. To stay in balance your body uses smaller muscles to help keep your joints tracking properly. A person with good balance has less chance of incurring an injury. The next time you see an exercise ball, use it!

Healthy and Fit Body Tips #7: Flexibility
Your ability to move your body freely through a full range of motion does not require an advanced class of yoga. Simply start stretching your muscles more because they contract during exercise and the daily rigors of living. Keeping your muscles supple gives you a buffer against being injured and is an indicator of overall fitness. It will also help you age with less complications.

As you can easily tell, there are many components that are of equal importance in order to have a healthy and fit body. It is not just the way a person looks on the outside but rather a combination of many factors. You have the ability to change your body for the better just as easily as McDonalds can change it for the worse. The difference is developing the mindset of a person who chooses healthy over unhealthy.

Bill Winch is a Personal Wellness Coach whose mission is teaching and coaching others who are struggling with getting healthy, losing weight safely and keeping it off for good. He is also a Certified Business Growth Specialist, former High School and College Business Educator and Counselor, and mentors from his home office in Rochester, NY. If you are interested in receiving his Free Report “9 Weight Loss Myths Exposed” visit his website by clicking on FREE REPORT or by calling him directly at (585) 271-3767 for a free wellness consultation.

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Breast Change and Breast Cancer: a Women?s Health Issue

May 31, 2010 – 6:41 pm

There is a wide incidence of women in the Western world who experience breast changes that are a direct consequence of their menstrual cycle and it is believed that as high as 70 percent of women are so afflicted. These women may find their breasts have become very uncomfortable due to their becoming tender, swollen or lumpy. This is one of the many women’s health issues that need to be studied and understood if one is to be able to treat the ailment and provide much needed succor to the patients. It is important to find an explanation for the condition and know which natural and medical treatments are available for this women’s health issue.

Breast Health: The Facts

Broadly speaking, women’s health issues can be categorized into several important concerns, of which include: breast problems, cystitis, endometriosis, fibroids, heavy periods, hysterectomy, irregular periods, menopause, miscarriage, no periods, osteoporosis, ovarian cysts, PMS, polycystic ovary syndrome, pregnancy, prolapse, thrush and vaginal infections. Women also face problems such as weight control and infertility.

In the case of breast cancer, one can safely say that it is widely prevalent in women living in the United States. This means that such an important women’s health issue needs to be better understood and this involves knowing the stage of the disease, new diagnostic methods versus recurrence, the woman’s age as well as prior treatments. Mostly, different women would respond to the crisis of having breast cancer in different ways but what is most important is for them to know and obtain as much information as possible so that they are better educated about the disease.

It is important that this women’s health issue be taken notice of, and a study of the risk factors involved with contracting breast cancer needs to be undertaken as some factors may have stronger links to breast cancer than others. These important risk factors are: gender, age, personal history of breast cancer, family history of cancer, high breast tissue density, breast hyperplasia, long term estrogen exposure, menopausal hormone replacement therapy, not having children or having first child after age 30, exposure to radiation, Ashkenazi Jewish heritage, genetics as well as diet, environment, and smoking. There is no denying the fact that breast cancer is an important women’s health issue for which no amount of research and development can be said to be enough.

Roland Parris Jefferson III is an online researcher based out of Los Angeles, California. For free tips, resources and expert advice on Women’s Health, please visit our Womens Health Issue Resource.

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Men?s Health ? Can Fish Oil Omega3 Benefit Men?s Health?

May 28, 2010 – 9:06 pm

Fish oil may be particularly beneficial to men’s health, because of the omega-3 fatty acids they contain. Low intake of fish and low circulating levels of DHA, an omega3 fat, are associated with prostate cancer, BPH or enlarged prostate, prostatitis and with fertility issues, such as low sperm count and motility.

DHA Importance

DHA and other omega-3 fatty acids have anti-inflammatory activity and counter the effects of other types of dietary fat, such as omega 6 and saturated fats. If you haven’t heard already, you should not be eating anything that contains trans-fat. Food manufacturers are now required to list the trans-fat content, because it contributes to a variety of health problems and is not necessary to the human body.

Prostatis is an inflammation of the prostate gland. It usually begins gradually and lingers on for several weeks. Bacterial or other type of infection may or may not be present. Symptoms include pain and, if bacterial infection is present, fever. Protecting the prostate is an important part of men’s health. Fish oil, because of its anti-inflammatory activity, reduces the risk of prostatitis.

At birth, the prostate gland is tiny. It grows rapidly during puberty and a second growth spurt typically occurs after the age of 40. Nine out of ten men suffer from enlarged prostate or BPH by the time they reach the age of 85. A fish oil supplement may reduce the risk of BPH, which is benign. Studies have shown that blood levels of omega-3 fatty acids are lower in people with BPH and even lower in those with prostate cancer.

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Health Insurance Reforms Easy To Insure Me Health Insurance Quotes

May 21, 2010 – 9:41 pm

President Obama’s Health Insurance Bill

President Obama Releases New Health Care Proposal in Time for Health Summit: On Monday February 22, 2010, White House officials unveiled a new health insurance reform overhaul that builds on the Senate version passed last Christmas Eve, with some changes aimed at pleasing House Democrats who had concerns with the Senate bill. The President’s proposal does not include the public option, despite the hopes of Senate Democrats, due to White House concerns that the provision will hinder passage in the Senate. President Obama ignored requests by Republicans to scratch the Democratic plan and start over. As such, Republican leaders questioned Democratic motives and labeled the bill as a massive government takeover of America’s health care system.

Republicans Insist House Democrats Don’t Have the Votes to Pass Legislation: Minority Whip Eric Cantor (R-VA) announced on Wednesday that Democrats don’t have the necessary votes to pass the President’s proposal in the House because of three new House vacancies and lagging support among some moderate Democrats. At issue for some Democrats are weaker abortion provisions in the President’s proposal as well as the ongoing controversy over passing a bill by a simple majority, a process known as reconciliation.

Health Care Summit Preview

On Thursday, the President’s Health Care Summit began at 10:00 a.m. with opening comments from the President, followed by remarks from both Republicans and Democrats. The discussion centered on four themes: controlling health care costs, overhauling the insurance market, reducing the deficit and expanding insurance coverage. Prior to Thursday, several top Republicans and some Democrats stated that expectations were extremely low for the Summit’s success.

House Republicans arrived armed with their own version of a health care bill that encourages small businesses to join together to buy insurance, gives federal money to states to run high-risk pools for those unable to obtain private insurance and limits damages in medical malpractice lawsuits. The Republican plan would cost $61 billion and cover three million people over ten years. In contrast, President Obama contends his plan would cost $950 billion and cover 30 million people over the same time period. However, officials at the Congressional Budget Office (CBO) indicated they would not be able to officially score the President’s proposal with just a summary – that legislative language is needed.

Note: A full summary of the results from the Health Care Summit will be included in next week’s newsletter

Additional Activities

WellPoint Executives Defend Premium Increases: On Wednesday, the House Energy and Commerce Subcommittee on Oversight and Investigations held a hearing to examine the proposed health insurance premium increases by Anthem Blue Cross in California. Anthem, a WellPoint subsidiary, recently informed subscribers in California that premiums for individual insurance policies would be raised an average of 25 percent, with some rates going up as much as 39 percent. Angela Braly, president of WellPoint , said the premium increases were justified by soaring medical costs, and that pending legislation could make the problem worse, driving up costs further for young, healthy people.

“Raising our premiums was not something we wanted to do,” Ms. Braly said . “But we believe this was the most prudent choice, given the rising cost of care and the problems caused by many younger and healthier policyholders dropping or reducing their coverage during tough economic times. By law, premiums must be reasonable in relationship to benefits provided, which means they need to reflect the known and anticipated costs they will cover.”

In Sacramento , Leslie Margolin, president of Anthem Blue Cross in California, also testified before lawmakers, joined by vice president and general manager James Oatman. The focus of that hearing was also the proposed premium increase for California members in the individual market, with company executives pointing to the current economic climate and rising health care costs as reasons for the rate hikes.

U.S. House of Representatives Repeals Antitrust Exemption from Health Insurance Companies: On Wednesday, the House of Representatives voted 406-19 in favor of repealing a 65-year-old antitrust exemption from health insurance companies. Democrats said the repeal would lead to increased scrutiny of the industry. Yet, the non-partisan Congressional Budget Office said last year that repealing the exemption would not significantly reduce premiums because states already investigate health insurance companies.

In addition, industry executives pointed out that legislation could further hinder competition and the ability to share information to improve health care quality. “Health insurance is one of the most regulated industries in America at both the federal and the state levels,” said Karen Ignani, president and chief executive of America’s Health Insurance Plans (AHIP). “The real focus should be on addressing the rising cost of medical care, which is putting an unsustainable burden on families, employers and the federal budget,” she said.

Public Opinion

Polling Suggest Health Care Reform is Still Key to Economic Recovery: Recent polling on health care reform shows mixed reaction among the public over the proposed legislation. According to a recent CNN poll, 48 percent of those questioned said lawmakers should work on an entirely new bill and 25 percent felt that Congress should stop work on health care reform altogether.

According to the monthly poll from the nonpartisan Robert Wood Johnson Foundation, 75 percent of Americans still think it’s important that Obama include health care reform in addressing the nation’s economic crisis, while many still harbor doubts about the legislation.

When asked how health care legislation relates to their economic situation:

* Nearly 31 percent said they thought the Democratic bills would make their personal financial situation worse, compared with 10 percent who said it would improve their family budgets.
* Forty-two percent said the nation’s fiscal condition would suffer because of the legislation, compared with 26 percent who said it would get better.
* Americans were divided on whether the Democrats’ approach would improve overall access to health care around the country, with 35 percent saying it would and nearly that many disagreeing.

Health Insurance Coverage Varies Widely Based on Age: Coming just before the President’s Summit on Health Care Reform, a newly released Gallup Poll reinforces the wide degree of variability in health insurance coverage across U.S. population segments, especially when it comes to age. Eighty-four percent of 18-year-olds have health insurance, most likely because they are still covered under their parents’ policies. By age 22, health insurance coverage reaches its lowest point, with just 66 percent maintaining coverage. From age 22 on, the percentage of Americans with health insurance begins to climb, albeit slowly, reaching the 95 percent level at age 65 when Medicare becomes an option.

Looking Ahead

Legislators need to determine next steps for health care legislation coming out of the President’s Health Care Reform Summit. On Wednesday, Department of Health and Human Services Secretary Kathleen Sebelius invited executives from the top five insurance companies to meet at HHS to discuss their companies’ insurance premiums.

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